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Kristine is involved in retail. She rents a little booth in one of the markets in Yerevan, where she has been trading in clothing since 2010.

Kristine has applied for this loan to add more jeans to her inventory in her booth, as demand for such clothing has increased recently. This is important for Kristine to meet her clients' demand and increase sales.

Kristine lives with her husband, Margar, and two children: an 8-year-old son and a 4-year-old daughter.

Development of the business will bring more income for Kristine and help her to cover the family's costs.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 152
    View loans »
    Armenia Loans Fundraising
  • $14,910,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Kristine to pay for stocks of jeans.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 8, 2012
Aug 22, 2012
Currency Exchange Loss:
Sep 17, 2014