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Nubar lives in Uyts village with her two sons: 8-year-old Artak and 15-year-old Artyom.

Nubar earns her income from farming and cattle breeding. She raises hens, keeps beehives, cultivates wheat, potatos, and cabbage, and grows fruit trees.

As it's difficult for Nubar to do all the sowing process alone, she has to hire workers to it. Nubar also plans to buy two calves and get more profit by gathering milk. She also needs to purchase seeds for the autumn sowing. In order to implement all these plans, Nubar has applied for this loan to get necessary funds.

Agriculture is the main source of income for Nubar. Ongoing investments in its development are vital for her to cover her family's rising costs.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 132
    View loans »
    Armenia Loans Fundraising
  • $14,333,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Nubar to buy two calves, seeds, fuel, and sowing and transportation services.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 17, 2012
Aug 22, 2012
Currency Exchange Loss:
Oct 17, 2013