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Teresita is married, with one child. Teresita is 33 years old and lives in Causwagan, Liloy, Zamboanga del Norte.

Teresita buys and sells charcoal to earn a living, and she has had this business for one year. Each month, she earns PHP 10,000 doing this type of work.

She has requested a loan of PHP 30,000 to purchase more sacks of charcoal to sell.

Teresita is a new member of PMPC. In the future, she hopes to expand her business.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 873
    View loans »
    Philippines Loans Fundraising
  • $63,374,250
    Funds lent in using Kiva
  • 42.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Teresita to purchase more sacks of charcoal to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 9, 2012
Aug 22, 2012
Currency Exchange Loss:
Sep 17, 2013