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Doña Filomena is 54 years old and lives in the region of Santa Rita. Since she was young her father taught her fieldwork, which is where she develops her primary earning activity and establishment of roots and tubers. This is an area of great economic importance for the region, as this activity provides income to support her family.

She is a good person, loved by her neighbors and friends; she is polite, responsible, and from a good family. She works in conjunction with her family unit.

She is asking for her first loan to buy improved pastures so that she can reap them for her farm. This will allow her to keep her cattle herd well nourished and so they will increase in weight to make a better profit when marketed. She shows an excellent cattle inventory, and has the capacity and willingness to make payments.

Her dream is to keep her unit output in good standing and improve her quality of life.
View original language description ↓
Doña Filomena de 54 años de edad, habita en la comarca Santa Rita, desde joven su padre le enseñaron el trabajo del campo, donde desarrolla su principal actividad ganadera y establecimiento de raices y tuberculos, siendo un rubro de gran importancia economica para la zona lo cual de esta actividad provienen sus ingresos para el sustento de su familia, es una persona bien querida por sus vecinos y amistades, es bien portada, responsable y de Buena Familia; trabaja en coordinación con el núcleo familiar.
Demanda su primer crédito para la compra de Pastos mejorado de modo que ella lo cesechara en su finca y esto le permitira mantener bien alimentado su hato ganadero y que le generen mayor peso para obtener mayor ganancia al momento de comercializarlo, presenta excelente inventario ganadero, posee capacidad y voluntad de pago.

Su sueño es mantener su unidad de produccion en buen estado y mejorar su calidad de vida.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 76
    View loans »
    Nicaragua Loans Fundraising
  • $25,417,550
    Funds lent in using Kiva
  • 23.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Filomena to establish pastures.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jul 30, 2012
Sep 3, 2012
Currency Exchange Loss:
Aug 18, 2013