Check out some available loans that are similar to this one!
Concepción Group
In this Group: Rosalia, Jelva, María Concepción
The Concepción group is made up of three working and enterprising women. One of them is María de la Concepción who has been planning parties for many years and making piñatas for three years.

The other members are Ruth, who has been selling new and used clothing for the past five years, and Jelva de los Ángeles who sells clothing and ice cream. This group has had six loans with Kiva with which its members have been able to improve their businesses little by little.
View original language description ↓
El grupo Concepción lo conforman tres personas trabajadoras y emprendedoras una de ellas es María de la Concepción quien se dedica a la elaboración de fiestas desde hace años y la elaboración de piñatas desde hace 3 años aproximadamente.
Las otras integrantes son Ruth quien vende ropa usada y ropa nueva desde hace 5 años y Jelva de los Ángeles comerciante de ropa y helado

Este grupo lleva seis creditos con kiva con lo cuale el negocio de sus integrantes ha ido mejorando poco a poco.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 76
    View loans »
    Nicaragua Loans Fundraising
  • $25,413,450
    Funds lent in using Kiva
  • 23.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Concepción Group's $625 loan helped a member to purchase materials to make piñatas and party decorations.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jul 18, 2012
Sep 1, 2012
Currency Exchange Loss:
Feb 15, 2013