David, at 24 years of age, is a businessman. He began selling clothes that he acquires in Guayaquil, since the costs are lower there, and then sells them in Libertad. He was selling jeans, shirts, underwear, shorts, and sweatshirts and currently he is creating logos for T-shirts. He works all day from Monday to Saturday because he has no helper, however since he is single, he does not have any responsibilities. At the moment he has not had any problems since he has not suffered major mishaps.
The loan he is requesting is to buy a logo machine, shirts and sweatshirts to sell. In the future he wants to have his own machines since in order to have logos, you need to create a brand and it can only be used once.
David a sus 24 años es todo un hombre de negocios, comenzó a vender ropa que adquiere en Guayaquil ya que los costos son más bajos y luego vende en Libertad. Vendía jean, camisas, interiores, pantalonetas, buzos actualmente crea logotipos para camisetas. El trabajo lo realiza de lunes a sábado todo el día ya que no tiene ayudantes y como es soltero no tiene preocupaciones. Por el momento no ha tenido ningún inconveniente ya que no ha sufrido mayores percances. El préstamo que está solicitando es para la compra de una maquina, camisas y buzos para la venta. A futuro desea tener sus propias maquinas ya que para tener los logotipos debe crear un marco y solo se lo puede usar una vez.
About Banco D-MIRO
Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.