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Orquidia Isabel
Orquidia opened her store a few years ago after she had her children, and decided to start a business to be able to help with the household expenses. Her business hours are from 7am to 10pm, 7 days a week, closing in the afternoon for a bit to be able to buy her products. One of the challenges she faces is the location of her business, because the area is a little dangerous. Her husband works as a driver for a company and her children are all adults and are married. With the loan she is requesting, she will buy stuffed animals, perfumes and paper products, etc. This will allow her to improve her sales and be able to make her payments on time, with the hopes that she will maintain a good relationship with the community bank and be able to take out another loan in the future.
View original language description ↓
Orquidia empezó su bazar hace varios años a raíz de que tuvo a sus hijos y decidió poner algún negocio que le ayude con los gastos de su casa. El negocio lo abre todos los días desde las 7 de la mañana hasta las 22 de la tarde haciendo un receso en la tarde para ir a comprar sus productos. Una de sus dificultades es la ubicación donde se encuentra su negocio ya que el sector es un poco peligroso. Su esposo trabaja como chofer en una empresa y sus hijos son todos mayores de edad y están casados. Con el crédito que está solicitando comprara, peluches, perfumes, papelería, etc., mejorando así sus ventas para cancelar puntualmente las cuotas esperando tener una buena relación con el banco y a futuro poder realizar otro préstamo.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 78
    View loans »
    Ecuador Loans Fundraising
  • $24,585,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,575 helped Orquidia Isabel to purchase stuffed animals, perfumes and paper supplies.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 18, 2012
Aug 27, 2012
Currency Exchange Loss:
Sep 26, 2012