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Carmen Alfredina
Carmen and her husband sell soy milk. They have been in the business for several years, so they have an excellent clientele.

She is the one who prepares the recipe; the process is not complicated but it is a bit long.

Soy is a hairy pod that grows in groups of 3-5; each pod is 3-8 cm long, and usually contains 2-4 seeds, 5-11 mm in diameter, which is shelled for sale.

The preparation is as follows: soak the soybeans overnight; then throw out the water and put the soaked soybeans in a bowl; then boil it in a pot for 5-10 minutes until it is cooked; strain away the water; blend it; add one litre or more of previously boiled cold water; strain it with a fine sieve; bring it to a boil again, and the milk is ready.

Sometimes you leave the milk to boil for five minutes more, adding to it vanilla extract, sugar or unrefined brown sugar; then you leave it to cool for bottling.

The bottles are sold in several product presentations, which have different prices.

The loan she is applying for is to buy sugar, plastic bottles, and soybeans by the quintal (50 kg). She hopes to someday become a distributor of soy milk, with the aim of improving her quality of life.
View original language description ↓
Carmen se dedica junto a su esposo a la venta de leche de soya, tienen varios años en el negocio por lo que tiene una excelente clientela. La preparación de la receta la realiza ella ya que no es complicado el proceso pero si es un poco largo. La soya es una vaina pilosa que crece en grupos de 3-5, cada vaina tiene 3-8 cm de longitud y usualmente contiene 2-4 semillas de 5-11 mm de diámetros la cual se pela y para la venta. La preparación es la siguiente: remojar la soya de un día para otro, luego se desecha el agua y en un tazón se pone la soya remojada, luego se pone a hervir en una olla durante 5 a 10 minutos hasta que este cocinada, se elimina el agua, licua, agregue un litro de agua o un poco mas previamente hervida fría y cierna en un tamiz fino, se vuelve hacer hervir y esta lista la leche. A veces se deja hervir la leche por 5 minutos más añadiéndole esencia de vainilla, azúcar o panela luego se deja enfriar para su envase. Se vende en botellas con varias presentaciones las cuales tienen un costo de venta diferente. El crédito que está solicitando es para la compra de azúcar, botellas plásticas, soya por quintales. Espera a futuro convertirse en distribuidor de la leche de soya a fin de mejorar su calidad de vida.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 46
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,575 helped Carmen Alfredina to buy sugar, plastic bottles and soybeans.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 18, 2012
Listed
Aug 27, 2012
Currency Exchange Loss:
N/A
Ended:
Nov 21, 2013