Ángel, 28, is single living with his parents; he has no children. He works growing corn, wheat and barley on leased land. He needs the money to buy manure and fertilizer for his crops. The money has helped him meet his needs. Ángel’s dream is to buy more land to continue producing to have money for the future. He likes to spend his spare time going out on walks with his parents.
ANGEL TIENE 28 AÑOS ES SOLTERO VIVE CON LOS PADRES NO TIENE HIJOS.
SE DEDICA A LA AGRICULTURA A LA SIEMBRA DE MAIZ, TRIGO Y CEBADA EN TERRENOS ARRENDADOS EL DINERO LO NECESITA PARA INVERTIR EN ABONOS Y FERTILIZANTES PARA LOS CULTIVOS, EL DINERO LE AYUDADO A SUPLIR LAS NECESIDADES.
EL SUEÑO DE ANGEL ES COMPRAR MAS TERRENOS PARA SEGUIR PRODUCCIENDO PARA TENER DINERO PARA EL FUTURO.
EN LOS TIEMPOS LIBRES SE DEDICA A PASAR CON LOS PADRES
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!