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Victory Self-Help Group
In this Group: Miriam, Anne, Hellen, Susan, Hyline, Lydia, David, Daniel, Peter, Joshuah, Joseph

Miriam M. is a middle-aged Kenyan widow and a mother to two children. She also lives with two orphaned children, whom she must feed, clothe, and educate.

Miriam’s primary business is fish vending, which started four years ago. She got her initial capital from an informal rotating savings fund (commonly referred to as "merry go round") that her group had. She mainly concentrates on selling tilapia, but occasionally sells omena (small fish), which she says boosts her profit margin. Miriam mostly sells her fish on a retail basis to her regular customers. With her loan, however, she will be able to buy more tilapia to increase her sales and eventually expand to wholesale.

Disclaimer: Due to recent events in Kenya, the security situation in many communities remains unsettled, affecting many local businesses. Lenders to this entrepreneur should be aware that this loan may represent a higher default risk, and should be willing to accept this additional risk in making their loan.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kenya

  • $1,800
    Average annual income
  • 731
    View loans »
    Kenya Loans Fundraising
  • $43,743,075
    Funds lent in using Kiva
  • 61.5
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A portion of Victory Self-Help Group's $3,075 loan helped a member expansion of fish business.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
May 14, 2008
Apr 29, 2008
Currency Exchange Loss:
Apr 17, 2009