Manuel works providing maintenance to various gardens in the area. His house is in a bad state, and because we are in the rainy season, he urgently needs to repair the roof of his house. He also needs to repair some walls because the water leaks and causes big problems.
Manuel needs a loan for 600,000 colones to buy wood, zinc, and other materials for the repair work.
He is a member of the Empresa de Crédito Comunal de Caña Blancal, one of the 150 member organization of EDESA in Costa Rica. With the loan he hopes to resolve this problem and live better.
Manuel trabaja dando mantenimiento a varios jardines de la localidad, su vivienda está en mal estado, y debido a que estamos en época de lluvia necesita urgentemente reparar el techo de su casa y algunas paredes ya que el agua se le filtra y le causa grandes problemas.
Manuel necesita un crédito de seiscientos mil colones (¢600.000) para comprar madera, zinc y otros materiales para reparar su vivienda, cuenta con el apoyo de sus vecinos quienes le ayudarán en los trabajos de reparación.
El es socio de la Empresa de Crédito Comunal de Caña Blancal, una de las 150 organizaciones socias de EDESA en Costa Rica. Con este préstamo espera resolver este problema y vivir mejor.
More information about this loan
As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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