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Manuel is a 60 year old man. He lives alone in the Osa community in Caña Blancal, which is in the Puntarenas province. This community is noted for being a rural area that is visited a lot for its beautiful beaches, its diverse wildlife, and other natural attractions. Its primary business activities are tourism and farming.

Manuel works providing maintenance to various gardens in the area. His house is in a bad state, and because we are in the rainy season, he urgently needs to repair the roof of his house. He also needs to repair some walls because the water leaks and causes big problems.

Manuel needs a loan for 600,000 colones to buy wood, zinc, and other materials for the repair work.

He is a member of the Empresa de Crédito Comunal de Caña Blancal, one of the 150 member organization of EDESA in Costa Rica. With the loan he hopes to resolve this problem and live better.
View original language description ↓
Manuel es un señor de 60 años de edad , él vive solo, es vecino de la comunidad de Osa, localizada en Caña Blancal, ubicada en la provincia de Puntarenas. Está comunidad se destaca por ser una zona rural muy visitada por sus lindas playas, su diversidad de vida silvestre y otras atracciones naturales. Sus principales actividades económicas son las turísticas y agropecuarias.
Manuel trabaja dando mantenimiento a varios jardines de la localidad, su vivienda está en mal estado, y debido a que estamos en época de lluvia necesita urgentemente reparar el techo de su casa y algunas paredes ya que el agua se le filtra y le causa grandes problemas.
Manuel necesita un crédito de seiscientos mil colones (¢600.000) para comprar madera, zinc y otros materiales para reparar su vivienda, cuenta con el apoyo de sus vecinos quienes le ayudarán en los trabajos de reparación.

El es socio de la Empresa de Crédito Comunal de Caña Blancal, una de las 150 organizaciones socias de EDESA en Costa Rica. Con este préstamo espera resolver este problema y vivir mejor.

Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Costa Rica

  • $12,900
    Average annual income
  • 50
    View loans »
    Costa Rica Loans Fundraising
  • $4,673,875
    Funds lent in using Kiva
  • 499.3
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Manuel to buy materials to repair his house.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 20, 2012
Aug 27, 2012
Currency Exchange Loss:
Oct 2, 2014