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Julio Cesar

Update on Julio Cesar

Julio has decided on a new loan in order to to be able to invest in his work in the field carrying out the cultivation of corn and beans. He will buy manure, herbicides and insecticides which are necessary to apply to the crops since these prevent pests and also strengthen production.

With the previous loan he managed to have a positive effect since with the agricultural supplies he has been able to improve the production on about 1.72 acres of land. He has managed to sell from this and provide some income for his family to cover their most necessary expenses.
View original language description ↓
Julio, se ha decidido por un nuevo préstamo para poder invertir en su trabajo de campo, realizando el cultivo de maíz y frijol, se comprará abono, herbicidas, insecticidas, que son necesarios para aplicarlos al cultivo, ya que éstos previenen las plagas y también fortalecen la producción.

Con el préstamo anterior logró tener un efecto positivo, ya que con los insumos agrícolas ha podido mejorar la producción en una manzana de terreno, de esto han logrado comercializar y proveer a su familia algunos ingresos para cubrir los gastos mas necesarios.

Previous Loan Details

Julio lives with his wife and three children who are 12, 9 and 6 years old. He sells clothes and hammocks and farms corn and beans. He tends to these activities with help from his family. He’s been doing them for twenty years already and works daily from 6am until 4pm. At present, he’s aski... More from Julio Cesar's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $4,900
    Average annual income
  • 466
    View loans »
    El Salvador Loans Fundraising
  • $23,095,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Julio Cesar to buy manure, herbicide and insecticide.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 21, 2012
Listed
Aug 27, 2012
Currency Exchange Loss:
N/A
Ended:
Apr 19, 2013
This photo was used before for a previous loan for Julio Cesar. It was first posted on Kiva on Nov, 2011. Learn More