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Ushindi Youth Group
In this Group: Esther, Lucy, Paula, Anthony, Peter, Nelson, Daniel, Robert, Joshua, Paul, Martin, Bernard

Esther W. is an average Kenyan woman. She is 38 years old and married with two children. She also lives with the two orphaned children of her late sister.

Esther started her second-hand clothing business four years ago after retiring from her teaching profession, which she had been in for over ten years. She now sells ladies' and children’s wear. She purchases bails of clothing each week from Kisii market, which is well-known for its wholesale clothes business. With the little profit that she gets from her business, Esther is still able to clothe, feed, and educate her children and relatives with the help of her husband, who works as a technician in the town of Kisii.

With the help of this loan, Esther would like to diversify her business by bringing in more men’s wear to increase her monthly sales. Her long-term vision is to expand her business into a boutique.

Disclaimer: Due to recent events in Kenya, the security situation in many communities remains unsettled, affecting many local businesses. Lenders to this entrepreneur should be aware that this loan may represent a higher default risk, and should be willing to accept this additional risk in making their loan.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kenya

  • $1,800
    Average annual income
  • 726
    View loans »
    Kenya Loans Fundraising
  • $43,726,300
    Funds lent in using Kiva
  • 61.6
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A portion of Ushindi Youth Group's $825 loan helped a member to purchase more bails of used clothing to sell.
100% repaid
Repayment Term
4 months (Additional Information)
Repayment Schedule
At end of term
May 9, 2008
Apr 25, 2008
Currency Exchange Loss:
Apr 17, 2009