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Gloria Narcisa

Update on Gloria Narcisa

Gloria Narcisa, 43, is in a common-law marriage and has three children. She lives with her children and grandchildren in Ventanas province in Los Rios.

She is a member of the VRC La Union group which is located in the Aguas Frias Recinto, Ventanas canton. This chapter has farmers who plant short term crops such as corn, rice and beans.

Gloria Narcias grows corns and she also raises animals. She buys and sells them in Ventanas.

She is requesting a loan to buy seeds, fertilizer, liquids, urea, and insecticides. The loan will help her buy agricultural fertilizer easily and she will be able to work.

Her dream is to buy a house and clear the land. The difficulties that she faces are the infestations, and the lack of water that dries up her crops.

In her free time she likes to travel through the countryside.
View original language description ↓
Gloria Narcisa tiene 43 años de edad es casado civil actual es casada tiene tres hijos, vive con los hijos y los nietos en ventanas Provincia de los ríos.

Es integrante de la VRC LA UNION, se encuentra ubicada en el Recinto Aguas Frías, Perteneciente al cantón Ventanas, esta Ventanilla se dedica a labores Agrícolas de ciclo corto siembra de maíz, arroz, frejol.

Gloria Narcisa se dedica a la agricultura a la siembra de maíz, además se dedica a la crianza de anmales. Las compras y las ventas lo hace en Ventanas.

Solicita el crédito para la compra de semillas, abonos, líquidos, urea, insecticidas. Con la ayuda del crédito podrá comprar los abonos agrícolas sin ningún tipo de problema y poder trabajar.

El sueño es poder comprarse comprarse una casa y hacer los desmontes. El desafío al que se enfrenta son las plagas la falta de agua causa sequedad a los cultivos.

En el tiempo libre le gusta pasear por el campo y viajar.

Previous Loan Details

Gloria Narcisa is 42 years old. She’s a widow and lives alone. She has three children but they are all married. She lives in Ventanas Canton, Los Ríos Province. The “La Unión” (Unity) communal bank is located in Aguas Fría de Medellín which belongs to Ventanas Canton. The members of this c... More from Gloria Narcisa's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 46
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,400 helped Gloria Narcisa to buy seeds, fertilizer, liquids, urea, and insecticides.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jul 18, 2012
Aug 26, 2012
Currency Exchange Loss:
Feb 15, 2013