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Jahir Wladimir

Update on Jahir Wladimir

Jahir Wladimir is 19 years old, single and has no children. He lives with his mother and father in the city of Ventanas, in the province of Rios.
He is a member of “La Union” Communal Bank which is located in Recinto Aguas Frias. This is in the Ventanas Cantón in Ventanilla. He works in agriculture. During the short growing season he grows rice and beans. He also has farm animals such as chickens. He buys and sells his items his items in Ventanas.
He is asking for this loan in order to buy seeds, fertilizer, urea and manure in order to improve his farm. With the help of this credit he will buy fertilizer to apply to his crops.
His dream is to buy a piece of land in order to grow corn. In his free time he likes to play sports.
View original language description ↓
Jahir Wladimir tiene 19 años de edad es soltero no tiene hijos, vive con la mamá y el papá en ventanas provincia de los ríos.

Es integrante de la VRC LA UNION, se encuentra ubicada en el Recinto Aguas Frías, Perteneciente al cantón Ventanas, esta Ventanilla se dedica a labores Agrícolas de ciclo corto siembra de maíz, arroz, frejol.

Jahir Wladimir se dedica a la agricultura a la siembra de maíz y fréjol, además tiene animales como pollos de campo. Las compras y las ventas de los productos agrícolas lo hace en Ventanas.

Solicita el crédito para comprar semillas, fertilizantes, urea, abonos para poder trabajar mejor en el campo. Con la ayuda del crédito podrá comprar los abonos para trabajar en los cultivos.

El sueño es poder comprar tierras para poder trabajar en la siembra de maíz. En el tiempo libre le gusta hacer deporte.

Previous Loan Details

Jahir Wladimir is 19 years old. He is single and lives with his parents. He lives in the canton of Ventanas, in Los Ríos province. The members of "LA UNION" communal bank get together in the Aguas Frías de Medellín district, which is part of the canton of Ventanas. The members of this communal... More from Jahir Wladimir's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,200
    Average annual income
  • 41
    View loans »
    Ecuador Loans Fundraising
  • $23,087,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Jahir Wladimir to buy seeds, fertilizer, urea and manure in order to improve his farm.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jul 18, 2012
Listed
Aug 26, 2012
Currency Exchange Loss:
N/A
Ended:
Feb 15, 2013