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Maria Auxiliadora

Update on Maria Auxiliadora

María Auxiliadora is 36 years old and is married. She lives with her husband and with her 4 children, ages 14,12, 7, and 5 in the canton of Ventanas, in Los Ríos province.

She is a member of "LA UNION" communal bank, which is located in the Aguas Frías district, which belongs to the canton Ventanas. The members of this communal bank work in short-cycle agriculture planting corn, rice, and beans.

María Auxiliadora works in farming, planting corn and beans. She makes her purchases and sales in Ventanas.

She requests the loan to purchase seeds, urea, fertilizers, compost, insecticides, and Ranger. With the help of the loan, she will be able to continue planting.

Her dream is to offer an education to her children, and to go for a walk on the beach with the whole family. She has not had any type of problem in production. In her free time she likes to go out for walks with the family.
View original language description ↓
María Auxiliadora tiene 36 años de edad de estado civil casada tiene 4 hijos, vive con el esposo y con los hijos de 14, 12, 7 y 5 años de edad en el Cantón Ventanas Provincia de los ríos.

Es integrante de la VRC LA UNION, se encuentra ubicada en el Recinto Aguas Frías, Perteneciente al cantón Ventanas, esta Ventanilla se dedica a labores Agrícolas de ciclo corto siembra de maíz, arroz, frejol.

María Auxiliadora se dedica a la agricultura a la siembra de maíz, fréjol. Las compras y las ventas lo hace en ventanas.

Solicita el crédito para comprar semillas, urea, fertilizantes, abonos, insecticidas, ranger. Con la ayuda del crédito podrá seguir sembrando.

El sueño es darles el estudio a los hijos, ir de paseo a la playa con toda la familia. No se le ha presentado ningún tipo de problema en la producción.
En el tiempo libre le gusta salir a pasear con la familia.

Previous Loan Details

Maria Auxiliar is 34 years old. She lives in a common-law marriage with her partner and her children. She lives in the canton of Ventanas, in Los Ríos province. The members of "LA UNION" communal bank get together in the Aguas Frías de Medellín district, which belongs to the canton of Ventana... More from Maria Auxiliadora's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 46
    View loans »
    Ecuador Loans Fundraising
  • $24,293,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Maria Auxiliadora to purchase seeds, urea, fertilizers, compost, insecticides, and Ranger.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jul 18, 2012
Listed
Aug 26, 2012
Currency Exchange Loss:
N/A
Ended:
Feb 15, 2013