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Martin Beranio

Update on Martin Beranio

Martin Beranio is 65 years old and is married with four children. He lives with his wife and their children who are 41, 38, 37 and 34 years old in Ventanas, in the Los Rios province.

He is a member of VRC La Union which is located in Recinto Aguas Frias which is located in the Ventanas canton. This man from Ventanilla makes a living in agriculture with short cycle crops such as corn, rice and beans. In addition he raises animals including chickens and pigs. He buys and sells in Ventanas.

He is requesting the loan to buy corn seeds, fertilizer, urea and liquids. With the help of the loan he will be able to continue working and obtain income for the well being of his family.

His dream is to continue working and grow his harvests. In his free time he likes to play sports, listen to music and enjoy the local parties.
View original language description ↓
Martin Beranio tiene 65 años de edad es casado tiene 4 hijos, vive con la esposa y los hijos de 41, 38, 37 y 34 años de edad en ventanas Provincia de los ríos.

Es integrante de la VRC LA UNION, se encuentra ubicada en el Recinto Aguas Frías, Perteneciente al cantón Ventanas, esta Ventanilla se dedica a labores Agrícolas de ciclo corto siembra de maíz, arroz, frejol.

Martin Beranio se dedica a la agricultura a la siembra de maíz y arroz, además se dedica a la cría de animales cómo gallinas, cerdos. Las compras y las ventas lo hace en ventanas.

Solicita el crédito para comprar semillas de maíz, abonos, urea, líquidos. Con la ayuda del crédito podrá seguir trabajando y obtener ingresos para el bienestar de la familia.

El sueño es seguir trabajando y crecer en las siembras. En el tiempo libre le gusta hacer deporte, escuchar música y disfrutar de las fistas del recinto..

Previous Loan Details

Martín Beranio is 65 years old. He is married and lives with his wife and children in Ventanas Canton, Los Ríos Province. The “La Unión” (Unity) communal bank is located in Aguas Frías de Medellín which belongs to Ventanas Canton. The members of this communal bank are short cycle corn, ric... More from Martin Beranio's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 74
    View loans »
    Ecuador Loans Fundraising
  • $24,616,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Martin Beranio to buy corn seeds, fertilizer, urea and liquids.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jul 18, 2012
Aug 26, 2012
Currency Exchange Loss:
Feb 15, 2013