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Jessica Karina
Jessica, age 36, is a single mother with three children. She lives in the municipality of Morazan, Yoro.

Jessica has been selling food by order for six years. She sells chicken with fried plantains, roasted meat, and other foods by request. She also sells new and used clothes in an itinerant manner. In order to keep her business active, she has invested various loans from ODEF.

She is now requesting another loan for 26,000 lempiras, which will be her 12th loan. She will use this loan to buy materials to build the business stand attached to her house from wood. She will do this to give her customers better service. She will use part of the loan to buy supplies to make food and clothes to sell.

She hopes to continue growing in her business because her goal is to support her children’s education.
View original language description ↓
Jessica, de 36 años, es madre soltera tiene 3 hijos y vive en el municipio de Morazan, Yoro. Hace 6 años que Jessica se dedica a la venta de comidas por encargo, pollo con tajadas, carne asada, y otras que le pidan, y ropa nueva y usada, de manera ambulante. Para mantener su negocio activo a invertido varios prestamos con ODEF y ahora solicita otro de 26,000 Lempiras, siendo ya el numero 12. Con este préstamo va comprar materiales para construir la caseta de madera para el negocio pegado a su casa, para dar un mejor servicio al cliente y con una parte va comprar insumos para la elaboración de comidas y compra de ropa para vender. Ella espera seguir creciendo en su negocio ya que su meta es apoyar a sus hijos con la educación.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 83
    View loans »
    Honduras Loans Fundraising
  • $9,194,050
    Funds lent in using Kiva
  • 19.5
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,350 helped Jessica Karina to buy materials like zinc sheeting, wood, and cement to build a business stand attached to her house, to buy supplies for making food, and to buy clothes to sell.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 14, 2012
Aug 26, 2012
Currency Exchange Loss:
Apr 16, 2014