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Jacqueline designs and crafts jewelry with Andean silver and colorful gemstones. She would like to expand production by investing in a bulk purchase of raw materials.

Jacqueline has been selling through NOVICA since 2006. This is her story:

Jacqueline owes her artistic inclinations to her mother, a fashion designer. "I used to go to nearby markets for a necklace or a bracelet, but I was never satisfied with what I saw. So, I used to buy more than one, tear them apart, and make one piece according to my own design. Eventually I decided to learn about design and silversmith techniques, visiting several workshops and learning from those who would have me around. I haven't stopped ever since. My jewelry designs fill me with satisfaction. My motivation comes from knowing that someone might feel happy when they wear my designs. My inspiration comes from my children, a daughter and a son, who fill my house with happiness and give me strength to try new things every day."

"I'd like to thank you in advance for the help you're giving me. I hope to have good sales for the holidays, and need capital to get ready. I also want to develop new designs. Many thanks for your support."

Use the link below to view Jacqueline's silver jewelry on the NOVICA site:

Additional Information

Important information about Novica

Novica is an e-commerce website that allows artisans around the world to sell unique, high-quality goods directly to consumers. It also offers small loans to help artisans in the developing world start and grow their businesses. It’s possible to buy goods created by the artisans you help fund on the Novica website.

Repayments on Novica loans are tied to artisan revenue. This means that if an artisan has a good month, they will pay back more -- or less during slower months. To accommodate this, all repayments on this loan are due at the end of the loan term. Any repayments received before this deadline will be considered pre-payments, but will still be distributed to lenders as usual.

Because Novica is not a microfinance institution, Kiva’s risk rating system is not applicable. Kiva has conducted onsite due diligence, and Kiva’s Investment Committee approved the organization as a partner. Novica offers artisans loans at 0% interest.

About Peru

  • $12,000
    Average annual income
  • 83
    View loans »
    Peru Loans Fundraising
  • $58,960,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Jacqueline to purchase raw materials in bulk for the crafting of her jewelry designs.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Sep 21, 2012
Aug 22, 2012
Currency Exchange Loss:
Jun 17, 2013