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Sylvia is a single mother of five children, and two of her children go to school. Sylvia doesn’t take care of additional family members. She has a business selling hardware and has been in this business for one year. She has applied for loan of 900,000 UGX from MCDT SACCO to buy more bags of cement, nails and iron bars to stock her store. She works six days a week and sells on a retail basis only. Sylvia's major business challenges include seasonality and transportation. She aspires to have a fully stocked hardware shop and also to build her own house. She resides in a rented house, and the family has access to electricity but not to piped water. Sylvia's monthly expenses include school fees and rent.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 192
    View loans »
    Uganda Loans Fundraising
  • $31,415,275
    Funds lent in using Kiva
  • 2,485.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Sylvia to buy more bags of cement, nails and iron bars to sell.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Aug 15, 2012
Aug 22, 2012
Currency Exchange Loss:
Mar 15, 2013