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Negba Group
In this Group: Ebenezer, Diana, Comfort, Janet, Joan, Joyce, Patience, Margaret, Elizabeth, Agnes, Sango, Paulina, Esther, Faustina, Helina, Joyce, Akua, Regina
The group Negba is community based with 18 memberships, with 1 male and 17 females. Their ages range between 25 years and 56 years, with 14 members married with children and 5 members single without children. They sell products like cooking utensils, eggs, food stuff, rice, vegetables, plates, hair creams, drinks, flour, fish, second hand clothing, underwear and cooking oil. They are in their 2nd loan cycle with ID-Ghana.

Ebenezer is a goldsmith and he is married with 2 children. He is also the only male in the group and led the group to pay their previous loan without trouble. He designs and manufactures beautiful items like jewelry and supplies customers in Accra and Tema. He buys the gold from Obuasi, a mining town in Ghana. He has been doing this work for 10 years. He needs this loan to support and improve his business so that he can meet his customers' requests. He needs financial support. He will want to operate a big jewelry shop in the future.

They need a total amount of 5,050 Ghana cedis to be able to meet their customers' demands.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 39
    View loans »
    Ghana Loans Fundraising
  • $11,598,000
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Negba Group's $2,600 loan helped a member to buy more gold so that he can manufacture more jewelry to sell.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jul 20, 2012
Aug 22, 2012
Currency Exchange Loss:
Jan 15, 2013