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Xhemail is a 36-year-old married man with three children; one of whom is attending school. They live in a small village where the majority of people are unemployed and generate income mainly from agriculture. As is tradition, Xhemail has supported his family for many years in the same manner, using a machine to cultivate and maintain the properties of others. Recently his machine broke down and Xhemail was unable to work and generate income. He is requesting a loan to pay the costs of repairing his machine, labor needs, as well as to buy tires. With the help of this loan, he can expand the number and frequency of the work he completes, thereby generating a larger income for his family. He is very grateful to KosInvest- KIVA for the financial support given to him.

Additional Information

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Kosovo

  • $7,600
    Average annual income
  • 20
    View loans »
    Kosovo Loans Fundraising
  • $1,942,200
    Funds lent in using Kiva
  • 0.8
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,875 helped Xhemail to pay for repairing his machine and to buy tires.
100% repaid
Repayment Term
30 months (Additional Information)
Repayment Schedule
Aug 14, 2012
Aug 22, 2012
Currency Exchange Loss:
Jul 17, 2014