Xhemail is a 36-year-old married man with three children; one of whom is attending school. They live in a small village where the majority of people are unemployed and generate income mainly from agriculture. As is tradition, Xhemail has supported his family for many years in the same manner, using a machine to cultivate and maintain the properties of others. Recently his machine broke down and Xhemail was unable to work and generate income. He is requesting a loan to pay the costs of repairing his machine, labor needs, as well as to buy tires. With the help of this loan, he can expand the number and frequency of the work he completes, thereby generating a larger income for his family. He is very grateful to KosInvest- KIVA for the financial support given to him.
KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.