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Nona is 58 years old and lives in a small village of Martvili district. She has a husband Demur, a 26-year-old son and a father-in-law. Her father-in-law is a pensioner. Nona’s son works as a water adjuster and gets a monthly salary. Her husband has a truck and takes wood from the forest. The wood is sold in nearby villages. Nona runs her agricultural business. In particular, she has a plot of land where nuts and persimmons are grown. She is involved in an animal husbandry business as well. The family owns 2 milking cows, a calf, a pig and 4 goats. Nona milks cows every day and produces cheese. She sells cheese, dried persimmons, nuts and goat kids at the local open market. The family works hard, but they still don’t have enough income to improve their living conditions.

Nona requested a loan to purchase tires for the truck because the tires are damaged and it is already risky to drive in the forest. Demur has stopped operations. After repairing the truck, Demur will be able to continue transportation and sales of wood. This will increase the sales. Increased income will enable them to improve the family’s living conditions and repair their house, which is old and damaged. She awaits your support.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 39
    View loans »
    Georgia Loans Fundraising
  • $8,073,000
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Nona to purchase tires for the truck.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Aug 3, 2012
Aug 21, 2012
Currency Exchange Loss:
May 17, 2013