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Gulsaira
Gulsaira is a 49-year-old widow who has raised 4 children. She works in an agricultural administrative office.

To supplement her family's income, for the last 12 years Gulsaira has grown crops and raised cattle. Despite beginning with a sum of only 15,000 Kyrgyzstan Som (KGS), thanks to her persistent hard work Gulsaira now has 1 dairy cow and calf, 15 head of sheep and goats, 1 horse, and 1 heifer. Gulsaira also has 1.2 hectares of land where she grows beans, corn and potatoes. The monthly income from her farm is 5,000 KGS.

Gulsaira has contacted the company Bai Tushum and Partners for a loan in the amount of 100,000 KGS, in order to further develop her business by purchasing more dairy cows to increase milk production. She plans to use the income generated by this expansion to renovate her barn and improve conditions for raising her animals.
View original language description ↓
Гулсайре 49 лет, вдова, воспитала 4 детей. Гулсайра работает социальным работником в сельской управе и в качестве дополнительного источника дохода для своей семьи, на протяжении 12 лет занимается полеводством и животноводством, начав этот бизнес с суммы в 15,000 сом (KGS). Благодаря упорному труду Гулсайры в ее хозяйстве на сегодняшний день имеется 1 дойная корова с приплодом, 15 голов мелкого рогатого скота, 1 лошадь, 1 нетель, ежемесячная прибыль от хозяйства составляет около 5,000 сом (KGS). Также Гулсайра обрабатывает 1,2 га земли, где выращивает фасоль, кукурузу и картофель.
В целях дальнейшего развития своего бизнеса, Гулсайра обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку дойных коров в целях увеличения надоев. Доходы от кредита Гулсайра планирует вкладывать в развитие бизнеса посредством реконструкции сарая и улучшения условий содержания скота.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 171
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,542,725
    Funds lent in using Kiva
  • 46.9
    Kyrgyzstan Soms (KGS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $2,150 helped Gulsaira to purchase dairy cows.
98% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Aug 10, 2012
Listed
Aug 24, 2012
Currency Exchange Loss:
Possible
Ended:
Sep 17, 2014