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Wangnignigbe Group
In this Group: Pulchérie , Viviane, Bénédicte
The group WANGNIGNIGBE comprises three persons who belong to the same mutual aid association. The group's representative, Pulchérie, is the one in the photo with her hand raised. She is 36 years old and married to a soldier named Jean. Pulchérie halted her studies in primary school. The couple have five children, all in school and in their care. Pulchérie lives together with her husband and children. The couple jointly ensure that the different household expenses are covered.

To help with the different expenses, Pulchérie has been selling corn in her district for about ten years. This business enables her to meet her needs without much problem. She gets her supplies from a region in Benin.

Seeking to satisfy her customers and to increase her sales and revenues, Pulchérie, along with the other members of the group WANGNIGNIGBE, is requesting a fourth loan from ALIDé. This loan will enable them to raise their level of business and to grow their customer base and their revenues. The previous loans were indeed paid back.
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Le groupe WANGNIGNIGBE est composé de trois personnes qui appartiennent à une même association d’entraide. La représentante du groupe, du nom de Pulchérie est celle qui a la main levée sur la photo. Pulchérie est âgée de 36 ans et est mariée à un militaire du nom de Jean. Pulchérie a arrêté l’école au niveau primaire. Le couple a cinq enfants tous scolarisés et à leur charge. Pulchérie vit ensemble avec son mari et ses enfants. Le couple assure ensemble les différentes charges du ménage. Pour contribuer aux différentes charges, Pulchérie vend depuis une dizaine d'années, du maïs dans son quartier. Cette activité lui permet de répondre sans grande difficulté à ses besoins. Pulchérie s’approvisionne dans une région du Bénin. Dans la quête de la satisfaction de sa clientèle et pour accroître son chiffre d’affaires et son revenu, Pulchérie sollicite ensemble avec les autres membres du groupe WANGNIGNIGBE, un quatrième crédit auprès de ALIDé. Ce prêt leur permettra de rehausser le niveau de leur activité et d’accroître leur clientèle et leur revenu. Les crédits précédents ont été bien remboursés.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,500
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 531.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Wangnignigbe Group's $975 loan helped a member to buy corn.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 18, 2012
Listed
Aug 17, 2012
Currency Exchange Loss:
Possible
Ended:
Jul 25, 2013