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Zulaina's Group
In this Group: Zulgina, Sauda, Eddy, Sofina, Moreen, Jemima, Mwajuma*
* not pictured
Zulaina's Group includes seven hardworking women. Zulaina is 17 years old and lives in the town of Rukoki in the Fort Portal region of Uganda. For the past three years, Zulaina has been working hard to manage her small business of selling maize.

To help expand her business, Zulaina has requested a loan of 500,000 UGX from BRAC Uganda. The loan will be used to buy more maize to sell and will help Zulaina to generate greater profits. This will help her parents pay the school fees for her younger siblings.

Zulaina is a member of BRAC's Empowerment and Livelihood for Adolescents (ELA) program. In addition to micro-finance loans, the program provides a safe place for young Ugandan women to take part in group activities and a forum for life-skills training.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,500
    Average annual income
  • 379
    View loans »
    Uganda Loans Fundraising
  • $30,352,075
    Funds lent in using Kiva
  • 2,485.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Zulaina's Group's $925 loan helped a member to buy more maize to sell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 18, 2012
Listed
Sep 14, 2012
Currency Exchange Loss:
Possible
Ended:
Jun 17, 2013