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Living in a thatched house together with seven children, Phalla is married and a 49-year-old mother. Three of her children are still in school and some of her remaining four children are helping the family business while the others are paid workers in Phnom Penh (Capital city of Cambodia). She has been rice cropping on three hectares of farmland and raises three pigs while her husband works elsewhere locally and uses his spare time to help her in the rice field. Having this business for 27 years, she is able to earn about 16,000 Cambodia Riel (KHR) per day. The main challenge for her is the lack of water supply for her rice field. She is a three-time borrower. She has successfully used her past two loans with in supporting her rice farming business. Now, she is taking out a new loan in the amount of 2,500,000 KHR to buy an additional plot of farmland to grow more rice. She expects to gain more yields so as to make more profit and improve living standards for her family.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 37
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • 4,063.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Phalla to buy an additional plot of farmland to grow more rice.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 19, 2012
Aug 21, 2012
Currency Exchange Loss:
Aug 17, 2014