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Gullapungro  (Nabón) Group
In this Group: Lidia María, Nelly Judith, Maritza Yolanda, Rosa Otilia, Blanca Georgina, Luisa Esperanza, María Elvira, María Carmen
This is the first loan the members of the “Gullanpugro” communal bank have taken out. They found out about the loan through other girlfriends in the community who are already members of other communal banks. They are 8 humble, hardworking women who for the most part work raising animals and in agriculture because they like working in the fields. Some of them, especially the young ones, go to work in the city. They live in Nabón Canton, a place with a very cold climate that has many places were nature can be enjoyed. Its cuisine and the clothing the people wear are traditional and people wear them proud to be able to still maintain their culture alive.

One of the group members is María Elvira, 46. She’s married and has 7 children. Three of her children work and live on their own and her other three are in distance education programs and also work and help her out economically. Only one of her daughters works for to cover her own personal expenses. Her husband works as a farmer and the house they live in is the fruit of their hard labor as a couple.

María Elvira forms part of an organization that plants various flowers and other plants in nurseries that are then potted and sold in the city. She’s been in this activity for 10 years. She also grows vegetables that she sells and has various animals like pigs, sheep, guinea pigs and dairy cattle that produce milk she sells in her community.

She will use the loan to buy manure to continue with the nurseries. Her goal is to expand the cattle raising.
View original language description ↓
Este es el primer crédito que realizan todas las integrantes del banco comuna Gullanpugro, se enteraron de este crédito por otras amigas de la comunidad que ya forman parte de otros bancos comunales, son 8 mujeres humildes y trabajadoras, se dedican en su mayor parte a la cría de animales y a la agricultura ya que les gusta el trabajo del campo, algunos salen a laborar en la ciudad en especial los jóvenes. Viven por el cantón Nabón lugar que tiene un clima muy frió, cuenta con varios lugares para disfrutar de la naturaleza, su gastronomía es típica al igual que la vestimenta de su gente las mismas que la lucen muy orgullosas de aun mantener viva su cultura.

Una de las socias de este grupo es la Señora. María Elvira, tiene 46 años, es casada y tiene 7 hijos, tres de sus hijos trabajan y viven independientes, sus otros tres hijos estudian a distancia, también trabajan y le ayudan económicamente, solo una de sus hijas trabaja para sus gastos personales. Su esposo labora como agricultor, la casa en la que vive es el fruto del arduo trabajo conyugal.

Doña María Elvira forma parte de una organización en la cual se dedican a la siembra en viveros de diferentes flores y otras plantas, las mismas que venden en la ciudad en masetas, esta actividad la desempeña hace 10 años, también se dedica a la siembra de hortalizas y sus cosechas las vende, tiene varios animales como son: cerdos, borregos, cuyes y ganado del cual obtiene la leche que la vende en su comunidad.

Su crédito lo va a invertir en la compra de abono para continuar con los viveros.

Su meta es creer en la crianza de ganado.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,600
    Average annual income
  • 46
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Gullapungro (Nabón) Group's $2,000 loan helped a member to buy manure.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 27, 2012
Sep 3, 2012
Currency Exchange Loss:
Feb 15, 2013