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Candelaria Aida
The “Artesanal” communal bank meets every two weeks in Jipijapa Canton, a canton known as the “Sultana of Coffee” because of the vast plantations of incomparably flavored coffee there, for its cuisine and for the warm-heartedness of its people.

Candelaria, 48, lives here. She’s separated but has four adult children two of which still live at home wither. She’s been in the communal bank for two-and-a-half years and likes it because of the help they’ve given her even though she does not have a husband to back her up.

She is a housewife who in order to earn income of her own to get ahead and not be dependent on anyone sells all types of clothes, costume jewelry, headbands and Yanbal products (beauty products, cosmetics, perfumery and women’s accessories). She works three days a week from two to three hours daily. She sells on credit and collects weekly. When she needs more merchandise she goes all the way to Guayaquil to stock up on more products. She’s been in this business for four years and does very well.

This loan is to buy clothes, headbands, perfume, creams and cosmetics, among other products. Her dream is to continue increasing her sale and profits.
View original language description ↓
EL Banco Comunal Artesanal se reúne cada quince días en el Cantón Jipijapa, cantón conocido con el nombre de la sultana del café, por los extensos cultivos de café el cual tiene un sabor incomparable, por su gastronomía y por la calidez de su gente.

En este lugar vive la señora Candelaria, tiene 48 años de edad, está separada y de esta relación tienen cuatro hijos todos mayores de edad, dos de ellos aun viven con ella. Ella lleva dos años y medios en el Banco Comunal y le gusta por la ayuda que le han dado a pesar de no contar con el respaldo de un esposo.

Es un ama de casa que para obtener sus propios recursos y con esto poder salir adelante sin depender de nadie se dedica a la venta de ropa de todo tipo, bisutería, vinchas y productos de Yanbal (productos de belleza, cosméticos, perfumería y accesorios para damas). Trabaja tres días a la semana de dos a tres horas diarias, ella deja sus productos a crédito y cobra cada ocho días. Cuando necesita más mercadería viaja hasta Guayaquil a proveerse de más productos. Tiene 4 años que se dedica a esta actividad y le va muy bien.

Este crédito es para comprar ropa, vinchas, perfumes, cremas, cosméticos entre otros productos.

Su sueño es seguir aumentando sus ventas y ganancias.


About Ecuador

  • $10,600
    Average annual income
  • 58
    View loans »
    Ecuador Loans Fundraising
  • $24,312,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Candelaria Aida to buy clothes, headbands, creams, cosmetics, etc.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 8, 2012
Listed
Sep 3, 2012
Currency Exchange Loss:
N/A
Ended:
Jan 15, 2013