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Raúl
Don Raúl is 52 years old and has lived with his life companion for the past 30 years. Currently he shares a home with five of his children, but two of them depend on them financially: a 15-year-old girl who is in the ninth grade at school and a 17-year-old boy who is in his first year of high school. The other children are employees of commercial businesses.

He says he is satisfied with the work of making mud bricks and roofing tiles which he has done for the past 20 years. He started the business after he stopped being a member of the revolutionary army Frente Farabundo Martí Para La Liberación Nacional. After the peace accords were signed he did not wish to return to his parents who were livestock farmers, out of fear of possible reprisals. Since he had nothing by which to earn a living, a friend encouraged him to take up the work of handcrafting mud bricks and roofing tiles. Thus he sought out persons who knew the business and learned from them until he was able to start his own production factory with two handmade ovens and up to six full-time employees depending on the season. With dedication to this activity he has achieved the purchase of two 8-ton trucks.

His raw materials for making the bricks and tiles he gets from neighboring lands (mud) and sand mines which are 25 km from his home and place of production.

The loan will be invested in the purchase of farming supplies and preparing the earth for planting 8.5 acres of sorghum with the goal of producing grain and stubble from the harvest for use in feeding the animals.

Owing to climatic and soil conditions where he runs his livestock operation, grass is only produced during the winter season (June through September). Thus it is necessary to produce enough grass to supply food for his herd of livestock. Otherwise he would have problems and might possibly have to make the decision to sell them and leave two families without employment, who are the ones who help him carry out this business and who depend directly upon this employment.

He is confident of his experience and management abilities and wishes to grow his business, stating that he prefers self-employment since it allows him to spend more time with his family and improve relationships. Likewise his income is better than the minimal salary to which he could aspire were he to work as an employee.
View original language description ↓
Don Raúl tiene 52 años de edad, vive junto a su compañera de vida desde hace 30 años, actualmente convive con 05 de sus hijos; pero, económicamente dependen de ellos dos: una mujer de 15 años de edad que estudia noveno grado y un varón de 17 años que estudia primer año de bachillerato. Los demás hijos son empleados de empresas comerciales.

Él manifiesta con satisfacción que el trabajo de elaboración de ladrillos y tejas de barro lo realiza desde hace 20 años. Inició en esta actividad después que dejo de ser parte del ejercito revolucionario del Frente Farabundo Martí Para La Liberación Nacional, después de firmarse los acuerdos de paz, no quiso regresar con sus padres, personas que se dedicaban a la ganadería, por temor a posibles represalias, al no tener a que dedicarse un amigo le motivó a que se dedicara a la elaboración artesanal de ladrillo y teja de barro. Por lo que busco a personas que tenian conocimientos de la actividad y aprendió de ellos hasta que logro tener su fabrica de producción con dos hornos artesanales y 6 empleados a tiempo completo en épocas o temporada. Con la dedicación en esta actividad a logrado comprar dos camiones de 8 toneladas cada uno.

La matería prima para la elaboración de ladrillo y teja la obtiene en terrenos aledaños (barro) y minas de arena que se encuentran a 25 kilometros de su vivienda y lugar de producción.

El préstamo será invertido en la compra insumos agrícolas y preparación del suelo, para realizar el cultivo de 5 manzanas (35,000.00 metros cuadrados) de sorgo, con el objetivo de producir grano y el rastrojo del cultivo para utilizarlo en la alimentación del ganado.

Debido a las condiciones de clima y condiciones de suelo, donde maneja su explotación de ganado, el pasto solo se produce en la época de invierno (junio a septiembre), por esta razón es necesario que produzca el pasto suficiente para abastecer de alimento su hato ganadero, de lo contrario se vería en la dificultades y posiblemente tendría que tomar la decisión de venderlo y dejar sin empleo a dos familias, que son las que le ayudan a desarrollar esta actividad y dependen directamente de este empleo.

Confía en su experiencia y capacidad de administración, desea hacer crecer su negocio, manifestando que prefiere el auto-empleo, débido a que le permite dedicarle mayor tiempo a su familia y mejorar su relación, a la vez sus ingresos son mejores que el salario mínimo al que podría aspirar al desempeñarse como empleado.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $4,900
    Average annual income
  • 651
    View loans »
    El Salvador Loans Fundraising
  • $25,043,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Raúl to purchase farming supplies and prepare the earth in order to plant 8.5 acres of sorghum.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Aug 15, 2012
Listed
Sep 1, 2012
Currency Exchange Loss:
N/A
Ended:
Jun 18, 2013