Update on Mario AnibalThe member belongs to the communal bank "Unidos Para El Triunfo" ["United for Victory"]. The bank is located in the district of Cusco, which belongs to the province of Cusco and the department of Cusco.
The member is Mario; he continues with his photographic studio business. He has had this business for a good deal of time, and it is going well, thanks to the effort that he puts into it every day. Mario works together with his wife, and that's how he supports his family.
Mario is requesting the loan to carry out the maintenance of his cameras. Mario wishes to be able to continue working; one of his dreams is to be able to increase the size of his business.
Mario thanks those who play a part in this dream through this medium, and he promises to repay his loan in the established timeframe.
El socio es el Sr.Mario;el socio continua con su negocio de estudio fotografico,el socio lleva buen tiempo en este negocio el cual le va bien gracias al empeño que le pone cada dia a su negocio,el socio trabaja conjuntamente con su esposa siendo de esta manera que el socio saca adelante a su familia,el socio desea poder seguir trabajando y uno de sus sueños es poder agrandar su negocio.
El socio solicita el préstamo para realizar el mantenimiento de sus camaras.
El socio agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.
Previous Loan DetailsSr. Mario is a member of the Communal Bank “Unidos Para El Triunfo” (United for the Triumph), which is located in the district, province, and department of Cusco. He is 49 years old, in a common law marriage, and has one child. Mario divides his time between his daily activities and his… More from Mario Anibal's previous loan »
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 6 months (Additional Information)
- Repayment Schedule
- Jul 26, 2012
- Aug 25, 2012
- Currency Exchange Loss:
- Dec 15, 2012
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.