Check out some available loans that are similar to this one!
Rosa Maria

Update on Rosa Maria

Rosa lives in the town of La Concepcion. Her spouse helps out with the household costs and together they are getting ahead through their hard work. They want to give their kids a better life, better living conditions, and have more income. Right now Rosa has two plots of dragonfruit and needs to care for them since climate conditions and various blights which threaten her crop require a lot of money. Thanks to this new loan she will be able to buy the following supplies: urea, fertilizer, copper, insecticide etc. With that her yield will grow and be of a higher quality, and she can also sell it at a higher price. She thanks Afodenic who through Kiva funding has supported her with this financing.
View original language description ↓
la Señora Rosa, habita en el municipio de la concepcion, su esposa quien la apoya incondicionalmente con los gastos del hogar y los dos juntos an salido adelante con mucho esfuerzo en su trabajo, ellos quieren darle una mejor vida a sus hijos y mejor de condiciones, tener mejores ingresos. en estos momento doña Rosa tiene 2 manzanas de Pitahaya y necesita darle mantenimiento ya que con las condicones del clima y las diferentes plagas que asechan su cultivo requiere de mucho capital, Gracias a este nuevo prestamo podra comprar los siguientes insumos: Completo, Urea, Cobre, Molatien entre otros, con esto sus cultivos creceran y seran de mejor calidad y asi podra venderlos a un buen precio.
Agradece a Afodenic quien atravez de Fondos Kiva le han apoyado con este Finaciamiento.

Previous Loan Details

Sra. Rosa lives in the town of La Concepcion Masaya. She and her husband have children at home and share family expenses. They want to improve their everyday lives and provide their young children with good educations. Dona Rosa is a farmer and she has grown pitahaya [a local cactus fruit] for... More from Rosa Maria's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 102
    View loans »
    Nicaragua Loans Fundraising
  • $24,739,175
    Funds lent in using Kiva
  • 23.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Rosa Maria to buy supplies to maintain her two plots of dragonfruit.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Aug 8, 2012
Sep 3, 2012
Currency Exchange Loss:
Sep 18, 2013