Currently she earns income, as she sells office supplies and stationery in her own home. With the little she earns working for more than ten hours a day, she must cover her family's costs for education, food, and payment of basic services.
She needs the loan to repair the rooms in her house. She wishes to provide more security for her family, because the walls are in very poor condition.
Jeannette's dream is to improve her income and build more rooms for her family, this way improving their quality of life.
It is the second time she has applied for a loan with IMPRO and the first time with Kiva.
Actualmente percibe ingresos ya que se dedica a la venta de material de escritorio y papelería en su mismo domicilio ya que con lo poco que gana trabajando por más de diez horas al día debe cubrir los gastos de educación, alimentación y pago de servicios básicos de su familia.
El crédito lo requiere para refacción de las habitaciones de su vivienda ya que desea dar más seguridad a su familia por que las paredes se encuentran muy deterioradas.
El sueño de Jeannette, es mejorar sus ingresos y construir más habitaciones para su familia de esta forma mejorar su calidad de vida.
Es la segunda vez que solicita crédito junto a IMPRO y la primera vez con KIVA.
About IMPROIMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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