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Claudia María

Update on Claudia María

Claudia Maria, 45 years old, lives with her life’s companion, her daughter and granddaughter in their own house. She has a beauty salon where she offers excellent services such as haircuts, straightening, tints and shampoos, among others. Her shop is located in her home in a busy area. She has had many years of experience in this business and that enables her to do excellent work. She is very well known throughout the area and has many customers who prefer her because of the quality of work, good service and reasonable prices she provides.

Claudia is a very active and hardworking woman who struggles to achieve each one of her dreams because for her life is a perpetual struggle to open doors on the road to success. One of her greatest goals is to increase her business and now that she has increased demand she wants to invest, however she needs capital. Therefore she is requesting a loan from INTEGRAL that will enable her to purchase cosmetics, scissors, tints, shampoo, etc. Claudia Maria has a good payment history and is certain she will be able to pay off the debt within the established time period and also give her family a better quality of life.
View original language description ↓
Claudia María de cuarenta y cinco años de edad vive junto a su compañero de vida, su hija y su nieta en casa propia; ella posee una sala de belleza donde ofrece excelentes servicios, como cortes, planchados, tintes, lavado de cabello entre otros, su negocio esta ubicado en el lugar de su residencia en una zona muy frecuentada, tiene muchos años de experiencia en el rubro y eso le permite realizar un excelente trabajo, es muy conocida en toda la zona ya tiene mucha clientela pues las personas la prefieren por la calidad de su labor, el buen servicio pero sobre todo por los precios accesibles; Claudia es una mujer activa, trabajadora y muy luchadora desea alcanzar cada uno de sus sueños porque para ella su vida es una lucha constante en el camino donde se abrirá puertas al éxito; una de sus mayores metas es acrecentar el negocio y ahora que aumento la demanda quiere aprovechar para la inversión pero necesita de capital por eso le solicita a INTEGRAL un crédito que le permita comprar cosméticos, tijeras, tintes, shampoo, etc. Claudia María tiene buenas referencias de pago, tiene la certeza que podrá cancelar la deuda en el periodo establecido y a la vez podrá darle a su familia una mejor calidad de vida.

Previous Loan Details

Claudia María is forty-four years old and lives with her family. She has a beauty salon and sells personal care products; she is the best stylist in the area because customers prefer the quality of work that she does and of course her affordable rates. Her customers always wind up satisfied wit... More from Claudia María's previous loan »

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $7,500
    Average annual income
  • 785
    View loans »
    El Salvador Loans Fundraising
  • $26,231,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Claudia María to purchase cosmetics, scissors, tints, shampoo and conditioner.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 18, 2012
Listed
Aug 25, 2012
Currency Exchange Loss:
N/A
Ended:
Jan 25, 2014