Corazon De Jesus Jauja Group
Today I will tell you about Carmen Rosa, one of the members of the Corazón de Jesús Jauja Group, a group that is beginning its third cycle. Carmen is the mother of three children. All of them are school age. She lives with the father of her children who works as a heavy equipment operator, but his work is only temporary.
Carmen has a seamstress shop that she began when she was expecting her first child four years ago. The necessities that she shares with her partner was the encouragement for her to buy a sewing machine to offer her services to the neighbors. Over time her facility became known and she needed more capital to buy more sewing machines and other accessories as she couldn’t meet the demand of the orders which were increasing. She will use the loan to buy a special sewing machine for making polos.
Carmen Rosa has the dream of her children becoming professionals. Also, in the future she wants to have a larger workshop and a wider variety of machines which would offer her the possibility of making all kinds of clothing (pants, polos, bags, etc).
Carmen is located in the upper part of the photo, the first on the left with glasses and wearing a white blouse. Also in the upper part you can see Alcides and Sayuri.
Carmen es madre de 3 hijos todos en edad escolar , convive con el padre de sus hijos, quien trabaja como operador de maquinaria pesada, pero este trabajo solo es eventual.
Carmen cuenta con un taller de confecciones de prenda de vestir, que lo inició cuando ella esperaba a su primer hijo hace 4 años, las necesidades que pasaban con su conviviente la animó a comprarse una máquina de coser y ofrecer sus servicios a sus vecinos.
Con el tiempo se hizo conocida por su localidad y empezó a hacerse de capital para comprarse más maquinas de coser y otros accesorios; ya que no se abastecía porque los pedidos iban aumentando. Ella utilizará el préstamo en la compra de una máquina especial para la confección de polos.
Carmen Rosa tiene el sueño de que sus hijos sean profesionales; además, ella en un futuro quiere tener un taller de costura más grande y con una mayor variedad de máquinas que le posibiliten confeccionar toda clase de prendas de vestir (pantalones, polos, sacos, etc.)
Carmen es la de la fotografía ubicada en la parte superior, la primera de la izquierda viste con una blusa blanca y usa gafas* También en la parte superior se la puede observar a Alcides y a Sayuri .
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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