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Marthe is a 34-year-old, single woman. She has two children, both of whom are at school, and also has a niece under her care. She works as a retailer in a neighborhood in the capital, and has been doing so for the past six years. Thanks to the quality of her always fresh products (fish, crab, shrimp, etc.) and her prices, she has built up a customer base over the years, and they remain loyal because of her friendly nature.

Following a growth in demand, which is now permanent and challenging, Marthe has encountered stock shortages. She has therefore requested a loan which will not only allow her to ensure that her customers (hotels, restaurants, etc.) remain satisfied, but will also allow her to expand her business. The profits generated will allow her to continue to send her children to school.
View original language description ↓
Marthe est une femme de 34 ans celibataire et mere de 2 enfants tous scolarisés avec 1 nièce à sa charge . Elle est est commerçante dans un quartier de la capitale et exerce cette activité depuis 6 ans. Grâce à la qualité de ses produits(poissons, crabes, crevettes ...) toujours frais et les prix pratiqués, elle a engrangé au fil des ans une clientèle quelle a su fidelisé par sa sociabilité. Suite à l'accroissement d'une demande permanente et exigente, elle fait face à des ruptures de stocks et sollicite un crédit qui lui permettra non seulement de satisfaire sa clientele ( hôtel, restaurant,etc...)mais également d' étendre son activité.Les benefices genérés lui permettront de continuer à envoyer ses enfants à
l' école.

Additional Information

More information about this loan

This loan is part of ACEP Cameroun's new loan program targeting poor clients who require smaller loans thant ACEP normally disburses. The smaller loan size allows clients with micro-enterprises to borrow and repay the funds they need to grow. By supporting this loan, you are expanding financial access to entrepreneurs with very little starting capital, including many who have never taken out a loan.

About ACEP Cameroun

Agence de Crédit pour l’Entreprise Privée (ACEP) is Kiva's second Field Partner in Cameroon. Founded in 1999, ACEP has developed a strong lending methodology to serve entrepreneurs in Cameroon's urban centers such as Douala and Yaounde.

About Cameroon

  • $2,400
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,197,575
    Funds lent in using Kiva
  • 533.7
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Marthe to buy fish.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Aug 11, 2012
Aug 17, 2012
Currency Exchange Loss:
Aug 17, 2013