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Maria Elizabeth
Maria is thirty-four years old and works in the family business she started with her husband. She began with a small store thanks to the capital she invested, which grew slowly. With the increase she began to invest in clothing which she purchased and sold based on orders. She converted her store into a bazaar where she offered a wide range of products, even imitation jewelry. Today, she rents a space where she recently opened a cyber cafe with four computers, offering Internet service as well as photocopying. Everyone in her home is involved with the business, so that each one has a specific task and she is the administrator. She is requesting a loan to purchase computers, which will increase the service capacity she can offer her customers. She hopes to continue with her business by making her loan payments on time. Her dream is to be able to open her business in a space she owns since she is currently renting space.
View original language description ↓
Maria tiene 34 años y trabaja en el negocio familiar el cual inicio junto a su esposo, empezó con una tienda pequeña gracias a un capital invertido el cual creció poco a poco, con ese aumento comenzó a invertir en ropa la cual compraba y vendía por pedido convirtiendo su tienda en un bazar donde se podía encontrar diversidad de productos hasta bisutería. Hoy en día alquila un local en donde hace poco tiempo abrió un cyber con 4 computadoras brindando el servicio de internet y copias. En su hogar todos están involucrados en el negocio por lo que cada uno de sus miembros se dedican a una actividad en concreto siendo ella la administradora. El préstamo que ella está solicitando es para la compra de computadoras con las cuales aumentara la capacidad de servicio para sus clientes. Espera continuar con el negocio pagando puntualmente sus cuotas ya que su sueño es poder abrir su negocio pero en un local propio ya que el actual es alquilado.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 80
    View loans »
    Ecuador Loans Fundraising
  • $25,065,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Maria Elizabeth to purchase computers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 17, 2012
Aug 24, 2012
Currency Exchange Loss:
Aug 17, 2013