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Ofir
Ofir, 39, is the owner of an internet cafe, where she offers communication services, including: mobile phone minutes; local, domestic, and international phone calls; photocopies; and confection sales. She started this business seven years ago selling minutes on the terrace of her house, with a pair of borrowed cell phones. Little by little, with the support of her mother and a lot of discipline, she has been adding other services like photocopying, internet, and sweets. Today she has five computers, a suitable location, nine cell phones plans, photocopiers, top up service and a lot of demand for her services.

Her facilities are open to the public from seven in the morning until nine at night from Monday to Sunday. She buys her supplies in cash and pays her communication bills monthly. Her main customers are her neighbors, students at nearby schools, passers-by, and visitors to the neighborhood, who are tourists that come to enjoy the delicious seafood dishes in nearby pubs. Her Kiva loan is the second one that Fundación Mario Santo Domingo makes, through which she will buy supplies like paper, ink, and a supply of sweets that her customers like, which she will display in her shop window.

With her previous loan, she bought computer equipment with which she strengthened her business. Her goal is to be able to have her own house to add to the well-being of her family, formed by her spouse and her two children, ages 19 and 23.
View original language description ↓
Ofir de 39 años de edad es la propietaria de un café internet, donde ofrece servicios de comunicación que incluye telefonía celular por minutos, llamadas telefónicas locales nacionales e internacionales, fotocopiaje y venta de confitería. Este negocio inició hace 7 años vendiendo minutos en la terraza de su casa, con un par de celulares prestados y poco a poco y con el apoyo de su madre y mucha disciplina, ha ido agregando otros servicios como el de fotocopiaje, internet y dulcería. Hoy cuenta con 5 computadores, un local en calidad de arrendamiento, 9 planes a celulares, fotocopiadoras, servicios de recargas y una muy alta demanda de su oferta. Sus instalaciones dan apertura al público desde las 7 de la mañana, hasta las 9 de la noche y de lunes a domingos. Las compras de sus insumos las realiza de contado y paga las facturas de comunicaciones mensualmente; sus principales clientes son sus vecinos estudiantes de colegios cercanos, transeúntes y visitantes del barrio, los cuales son turistas que van a degustar los deliciosos platos marinos en estaderos cercanos. Su credikiva es el segundo crédito que hace a la Fundación Mario Santo Domingo, mediante el cual comprara insumos como papel, tintas y un surtido de la confitería que a sus clientes les gusta, que exhibirá en su vitrina. Con su anterior crédito compró un equipo de cómputos con el que ha fortalecido su negocio. Su meta es lograr tener una casa propia para agregar más bienestar a su familia conformada por su cónyuge y sus 2 hijos en las edades de 19 a 23 años.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 269
    View loans »
    Colombia Loans Fundraising
  • $13,343,550
    Funds lent in using Kiva
  • 1,818.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Ofir to buy supplies like paper, ink and a supply of confections.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 13, 2012
Listed
Aug 24, 2012
Currency Exchange Loss:
Possible
Ended:
Dec 15, 2012