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Nazira is 40 years old. She is married and has four children, the youngest of whom is 3 years old. As the main breadwinner of the family, for the last 20 years Nazira has been raising cattle and growing crops, a business which she started with only 10,000 Kyrgyzstan Som (KGS). Thanks to her persistent hard work, her farm now has a dairy cow and calf, 4 horses, and 1.8 hectares of irrigated land where she grows beans and perennial herbs.

Nazira contacted the company Bai Tushum and Partners for a loan in the amount of 70,000 KGS, which will allow her to further develop her business by purchasing more dairy cows to increase milk production. Nazira plans to use the income generated by this expansion to pay for the education of her older son and daughter.
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Назире 40 лет, замужем, имеет 4 детей, младшему из которых 3 года. Назира в качестве основного источника дохода для своей семьи, на протяжении 20 лет занимается полеводством и животноводством, начав этот бизнес с суммы в 10,000 сом (KGS). Благодаря упорному труду Назиры в ее хозяйстве на сегодняшний день имеется дойная корова в приплодом, 4 лошади, 1,8 га орошаемой земельной доли с фасолью и многолетними травами.
В целях дальнейшего развития своего бизнеса, Назира обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 70,000 сом (KGS) на покупку дойных коров для увеличения надоев. Доходы от кредита Назира планирует вкладывать в развитие бизнеса, чтобы иметь возможность оплатить обучение для старших сына и дочери.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 90
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,746,400
    Funds lent in using Kiva
  • 46.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Nazira to purchase cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 13, 2012
Aug 22, 2012
Currency Exchange Loss:
Jun 17, 2013