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Abishyizehamwe / Ngrk Group
In this Group: Claudine, Francine, Anastase, Aloys, Phrasie
Claudine is part of the group Abishyizehmwe / Ngrk. The group's name means "They who are united". She is 23 years old and married, and she has five children, from 7 to 15 years old, all of whom are in school. She has six years of secondary education.

Claudine is a cassava farmer. This loan cycle is her first one with the microfinance institution ACB. She is going to use his loan to buy fertilizer and to pay for labor.

To expand her tomato farming, she plans to ask for more loans to increase her farm capacity. In the coming years, she would like to be a major supplier of tomatoes in her region. With the profits, she plans on covering her children's school and medical costs.
View original language description ↓
Claudine fait partie du groupe Abishyizehmwe / Ngrk. Le nom du groupe signifie «Les unis». Elle a 37 ans, elle est mariée avec 5 enfants de 7 ans à 15 ans, dont 5 scolarises. Son niveau d’éducation est de 6 ans de secondaire.

Claudine est agriculteur des maniocs. C’est son Premier cycle de prêt avec ACB. Elle va utiliser son crédit afin d’acheter des fertilisants et payer la main d’œuvre.

Pour faire croitre son agriculture des tomates, elle planifie de demander d’autres crédits pour augmenter la capacité de son agriculture des tomates. Dans les prochaines années, elle voudrait être un grand fournisseur des tomates dans sa région. Avec les profits, elle prévoit de payer le frais scolaire et médicaux de ses enfants.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 31
    View loans »
    Rwanda Loans Fundraising
  • $14,226,825
    Funds lent in using Kiva
  • 605.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Abishyizehamwe / Ngrk Group's $850 loan helped a member to buy fertilizer and to pay for labor.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Aug 14, 2012
Listed
Aug 16, 2012
Currency Exchange Loss:
Possible
Ended:
Jan 15, 2013