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Mzisadar is 66 years old and lives in a small village of Lanchkhuti district. She is a widow and lives with her daughter and her 97-year-old mother. The state provides Mzisadar and her mother with a retirement pension. Mzisadar and her daughter run the agricultural business. The family owns a large agricultural land, where citrus and maize are grown. Besides her agricultural business, Mzisadar operates a dairy farming as well. She has 5 milking cows and 5 calves. Mzisadar and her daughter milk cows every day and produce cheese. They sell their products at the local open market. In addition, Mzisadar has a greenhouse and grows variety of vegetables there. She is a very hardworking, responsible person with a lot of experience in her work.

Mzisadar requested a loan to expand her greenhouse business and to build a cattle-shed. She plans to expand the dairy farm, but the existing conditions don’t allow her to implement this plan. With this loan, she will be able to double her vegetable and dairy production and increase the income of the family. With great trust in her work, Mzisadar hopes to have an abundant harvest that she can sell, earning income to cover household necessities so that she can realize her dream of giving her family a better quality of life.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 39
    View loans »
    Georgia Loans Fundraising
  • $8,091,775
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Mzisadar to expand her greenhouse business and build a cattle-shed.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Aug 10, 2012
Aug 20, 2012
Currency Exchange Loss:
Jan 18, 2014