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Safina is married and has six children, all of whom go to school. She doesn’t take care of any additional family members. She has a retail shop and has been in this business for seven years. She has applied for a loan of 1,500,000 Ugandan shillings from MCDT-SACCO to buy more bags of sugar, cartons of salt, boxes of soap and rice. Besides this business she generates additional income through selling milk and piped water. Her major business challenges include seasonality and defaulters. She aspires to see her business grow big into a wholesale shop, and also to build her own house. She resides in a rented house and the family has access to electricity and piped water. Her monthly expenses include food school fees and rent.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 202
    View loans »
    Uganda Loans Fundraising
  • $31,373,000
    Funds lent in using Kiva
  • 2,475.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Safina to buy more bags of sugar, cartons of salt, boxes of soap, and rice.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Aug 15, 2012
Aug 20, 2012
Currency Exchange Loss:
Jun 18, 2013