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Manuel is married and is the father of one daughter who is still very young. He lives in his own home with his family and also supports a niece who lives with him. He works as a driver for a private company. He will use this loan to buy construction materials (sand, cement, stone, doors, etc.) to continue work on his home. In the future, he hopes to enroll in a mechanic's course and to buy his marriage license. To do this, he promises to make his loans on time so he can request more from Hluvuku. HIs challenge is working more and improving his living conditions.
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Casado e pai de 1 filha ainda menor, vive na casa própria com a sua família e sustenta mais uma sobrinha que vive com ele.
Trabalha como motorista numa empresa privada. Com este empréstimo pretende comprar material de construção (areia, cimento, pedra, portas, e outros) para dar continuidade a obra da sua casa.
No futuro deseja matricular-se numa formação de mecânica e casar oficialmente, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é trabalhar mais e melhorar as suas condições de vida.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 133
    View loans »
    Mozambique Loans Fundraising
  • $2,802,800
    Funds lent in using Kiva
  • 28.8
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Manuel to buy construction materials (sand, cement, stone, doors, etc.) to continue work on his home.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 31, 2012
Sep 1, 2012
Currency Exchange Loss:
May 19, 2013