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Harriet is married, has four children and only two of her children go to school. She takes care of additional family members (her brother’s daughter). She has a business of a beauty salon and has been in this business for 10 years.

Harriet has applied for a loan of 2,000,000 Uganda shillings from MCDT-SACCO to buy more boxes of cream relaxers, braids, weaves and a small hand dryer. Besides this salon business she also generates additional income through selling cold drinks, like soda and passion juice. Harriet works from her home and works on all types’ hair, but mainly by retail seven days out of every week. Her major business challenges include thieves, seasonality and the ever increasing prices of cosmetics in Uganda. She is aspiring to see her business grow bigger into a fully stocked salon and also to buy a plot of land to build her own house. She resides in a rented house and the family has access to electricity and piped water. Her monthly expenses includes school fees rent and feeding the family.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 191
    View loans »
    Uganda Loans Fundraising
  • $31,415,275
    Funds lent in using Kiva
  • 2,475.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Harriet to buy more boxes of cream relaxers, braids, weaves and a small hand dryer.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Aug 15, 2012
Aug 20, 2012
Currency Exchange Loss:
Aug 17, 2013