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Thomas is 39 years old and is married with six children between the ages 6 and 16 years old. He sells various goods, such as lotions, soap, sugar, rice, cooking oil, etc., from a store that operates from 6 a.m. until 8 p.m. every day. He currently employs two people to help him, and he has seven years of experience in this work.

Thomas has requested a loan from Kiva lenders via Vision Finance Company in order to buy various goods, such as lotions, soap, sugar, rice, cooking oil etc., to resell. He plans to use any profits generated from this loan to satisfy his family's basic needs and to reinvest in his business.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company, soon to be known as Vision Fund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFC serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,700
    Average annual income
  • 17
    View loans »
    Rwanda Loans Fundraising
  • $15,715,100
    Funds lent in using Kiva
  • 605.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,325 helped Thomas to buy various goods, such as lotions, soap, sugar, rice, cooking oil, etc., to resell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Aug 7, 2012
Aug 19, 2012
Currency Exchange Loss:
Aug 19, 2015