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Miriam
Miriam is a married woman. She has 3 children with ages ranging from 2 years to 10 years. She describes herself to be an aggressive woman. She operates a retail store where she sells fabric and threads. She has been involved in this business for 7 years and employs 1 staff members. Her business is located in a competitive business environment and her primary customers are students and residents.

She describes her biggest business challenge to be fluctuations of demand on the fabric sometimes. She will use the Kes 15,600 loan to buy a water tank for her family's use. Her business goal is to improve her business within 5 years. She hopes that in the future, she will expand her business into a big retail store business premise.

Additional Information

More information about this loan

This loan is a part of SMEP's loan program to promote clean drinking water in partnership with Water.org. Called WASH (Water, Sanitation and Hygiene), this program offers three loan products:

1)      Loans designed to increase access to water. This includes financing for water tanks, water connections, water kiosks, pumps, filters, dispensers and catchment systems.

2)      Loans for sanitation improvements. This includes financing for the construction of bathrooms, toilets, septic tanks, soak pits, pit latrines, disposal units and incinerators.

3)      Loans for the drilling and construction of boreholes, shallow wells and water towers. This also includes the establishment and improvement of water treatment plants and chemicals.

WASH loan products carry greater risk than typical Kiva loans because they are used to fund non-income generating assets (in most cases), and therefore will need to be repaid with other sources of income. This income may already be contingent on other loans held by loan recipients.

About Kenya

  • $1,800
    Average annual income
  • 959
    View loans »
    Kenya Loans Fundraising
  • $40,867,100
    Funds lent in using Kiva
  • 83.7
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Miriam to buy a water tank.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 31, 2012
Listed
Aug 19, 2012
Currency Exchange Loss:
Possible
Ended:
Oct 17, 2013