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Kalbubu is 58 years old and a widow. She lives with her son's family and helps bring up her grandchildren. Forty years ago Kalbubu made animal farming the main source of income for her family. Having started this business with 5,000 KGS, Kalbubu currently has two dairy cows and their calves and 3.6 hectares of irrigated land, where she grows potatoes and grains. The monthly income from the farm is 8,000 KGS.

To expand her business further, Kalbubu has contacted Bai Tushum & Partners for a loan of 70,000 KGS to buy dairy cows to increase her milk yield. Kalbubu plans to invest the earnings from this loan to expand her farm further.
View original language description ↓
Калбубу 58 лет, вдова, проживает с семьей сына и помогает воспитывать внуков. 40 лет назад, в качестве основного источника дохода для своей семьи, Калбубу начала заниматься животноводством. Начав этот бизнес с суммы в 5,000 сом (KGS), на сегодняшний день в хозяйстве Калбубу имеется 2 дойные коровы с приплодом, 3,6 га орошаемой земли, где она выращивает картофель и зерновые культуры. Ежемесячная прибыль от хозяйства составляет 8,000 сом.
В целях дальнейшего развития своего бизнеса, Калбубу обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 70,000 сом (KGS) на покупку дойных коров для увеличения надоев. Доходы от кредита Калбубу планирует вложить в дальнейшее увеличение хозяйства.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 60
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,295,000
    Funds lent in using Kiva
  • 47.0
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Kalbubu to purchase cattle.
100% repaid
Repayment Term
24 months (Additional Information)
Repayment Schedule
Jul 27, 2012
Aug 24, 2012
Currency Exchange Loss:
Jun 17, 2014