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Sinat's Group
In this Group: Sinat, Sorn
Living in a rural area of the Ek Phnom district of Battambang province, Cambodia, Sinat is 27 years old and a married mother of three sons, all of whom are still in school and dependent on her. She makes a living through planting cucumbers and cabbages, and supplements the family’s income by raising chickens. She has engaged in this business for one year. Her husband works for others for a fee.

Low crop yield caused by flooding is the main challenge for her business. This is the second loan cycle for Sinat with Kiva partner VisionFund, and the first loan cycle for her fellow group member. The past loan helped her in having sufficient food and supporting her children’s education. Now leading her group of two in this loan request, Sinat will use her portion to buy fertilizer and seed for planting vegetables and to buy chickens and piglets for raising to earn extra income. She hopes this loan will enable her to expand her current business so as to improve her standard of living and keep the children in school.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 47
    View loans »
    Cambodia Loans Fundraising
  • $38,746,925
    Funds lent in using Kiva
  • 4,062.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sinat's Group's $450 loan helped a member to buy fertilizer and seed for planting vegetables.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 17, 2012
Aug 19, 2012
Currency Exchange Loss:
Aug 17, 2013