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Natalia is 46 years old. She is married to a policeman, and she has 6 children with 5 of them in school: one is in primary school, one is in secondary school, and the other three are going to a university. She will use the loan to buy more needed items to keep in her store including beer, biscuits, candles, and rice. She opened her kiosk in 2008 with her own capital of $1,000. She has a garden to grow bananas, papayas, and vegetables. She wants her children to be well educated.

Additional Information

More information about this loan

This loan is part of TRM’s effort to reach microentrepreneurs in East Timor, a region suffering from a deeply underdeveloped financial sector. Since its independence in 2002, East Timor has struggled with internal tensions which led to the quasi disappearance of its financial system. As of 2012, TRM is one of only two MFIs operating in East Timor trying to respond to the needs of thousands of microentrepreneurs. This loan provides underserved borrowers with critical capital to sustain their existing businesses or to improve their living conditions. 

Information about TRM

Tuba Rai Metin (TRM) is a microfinance institution in East Timor, one of the smallest, newest and least developed countries in Southeast Asia. The organization provides credit, savings and micro-insurance services to more than 7,000 clients. Its goal is to extend its reach into even more remote regions through branchless banking services.

About Timor-Leste

  • $6,800
    Average annual income
  • 54
    View loans »
    Timor-Leste Loans Fundraising
  • $2,408,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Natalia to buy beer, biscuits, candles, and rice.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Aug 3, 2012
Aug 19, 2012
Currency Exchange Loss:
Nov 22, 2013