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Kamila M. lives in the town of Vahdat. She is in the plant growing business. She has a piece of land which he sows with vegetables. She has a large family. Her husband is in Russia for work and Kamila works on her field by picking potatoes with her nine children. Because of the cold winter the financial situation of Kamila's family became somewhat unstable and this is why she decided to apply to a loan on which is can buy the fertilizer and potato seeds. She plans to pay off the loan within 12 months.

Translated from Russian by Elena Fedorchuk, Kiva Volunteer.

Мухаммадиева Камила проживает вгороде Вахдат. Занимается растениеводством. Имеет землю , которую засеивает овощами. У нее очень большая семья. Муж в России , зарабатывает деньги.А она в свою очередь со своими 9 детьми сеет и собирает картошку. В связи с холодной зимой , финансовое положение семьи Камилы немного пошатнулось , поэтому она решила прибегнуть к кредиту, который поможет ей купить удобрения и семена картолфеля. Погасить кредит Камила сможет в течении 12 месяцев.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 154
    View loans »
    Tajikistan Loans Fundraising
  • $29,656,600
    Funds lent in using Kiva
  • 3.4
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Kamila to buy fertilizer and potato seeds.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 24, 2008
Jun 9, 2008
Currency Exchange Loss:
Jul 15, 2009